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Commercial Lending

Your ability to succeed in today’s business climate predicates upon your ability to seize opportunities the instant they arise. You can’t wait—you can’t afford to wait—when the situation is prime. This requires more than a bank. It requires a partnership with a financial institution that works in lock-step with your business—a trusted financial partner you can count on to deliver the financing you need, at the time you need it.

Starting with your own personal Relationship Manager who is well versed in your specific industry, and backed by prompt decisions made locally, you’ll experience an entirely new realm of business lending that supports your plans for expansion and growth. At River City Bank, we give you more than just a loan or working capital line of credit. We deliver a personalized service experience that is tailored to your specific needs and is here to help your business succeed.

Secured Business Loans

If you need to purchase new or used equipment to help your business expand, River City Bank has a variety of secured loan products with flexible terms and competitive rates, all designed to meet your needs.

Lines of credit provide flexibility to take advantage of business opportunities as they arise and to support seasonal needs.

Lines Of Credit

Revolving line of credit

This allows a business to borrow, repay and borrow again up to the original line of credit amount during the life of the loan. We offer automatic pay-downs and cash advances. We can also manage your excess cash balances.

Non-revolving line of credit

This allows a business to borrow an amount either in a lump sum or an amount dispersed over a period of time. Each time a payment is made, the credit availability reduces by that amount.

Letters Of Credit

Standby letters of credit are available when you need to provide the additional strength of the bank’s credit standing with your own.

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Purchase, refinance or remodel with our Home Mortgage Services.

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Talk to one of our industry experts today. Call us at (916) 567-2600.

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  • About
    • Vision & Values
    • Leadership
    • Board Of Directors
    • News
      • Blog
      • Press Releases
    • Community Involvement
    • Testimonials
  • Business
    • Industries
      • Agribusiness
      • Construction
      • Healthcare
      • Manufacturing & Distribution
      • Nonprofit
      • Professional Services
      • Property Management
      • Representative Payee
    • Deposit Services
    • Cash Management
    • Commercial Lending
    • Commercial Online Banking
    • Commercial Real Estate
    • Clean Energy
    • Lockbox Services
    • Business Credit Card
    • Business Debit Mastercard
  • Personal
    • Premier Banking
    • Checking and Savings
    • Online & Mobile Banking
    • Loans
    • Home Mortgage
    • Debit Mastercard
  • Resources
    • FAQs + Customer Notices
    • Safety & Security
    • Annual Reports
    • Paycheck Protection Program Resources
    • Coronavirus (COVID-19) Impact + Readiness
  • Careers
  • Contact
  • Login
    • Personal Online Banking
    • Commercial Online Banking
River City Bank