What We Do
How does River City Bank protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.
How does River City Bank collect my personal information? We collect your personal information, for example, when you:
- Open an account
- Deposit money
- Use your credit or debit card
- Make deposits or withdrawals from your account
- Apply for financing
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit sharing? Federal law gives you the right to limit only
- sharing for affiliates’ everyday business purposes – information about your creditworthiness
- affiliates from using your information to market to you
- sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
Affiliates – Companies related by common ownership or control. They can be financial and non-financial companies.
- River City Bank does not share with our affiliates.
Nonaffiliates – Companies not related by common ownership or control. They can be financial and non-financial companies.
- River City Bank does not share with nonaffiliates so they can market to you.
Joint Marketing – A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
- River City Bank does not jointly market.
Other Important Information
Per California state law, we will not share personal information with nonaffiliates either for them to market their products and services to you or for joint marketing – without your authorization. In the future, if we have affiliates, we will also limit our sharing of personal information about you with our affiliates to comply with all state privacy laws that apply to us. Nothing in this form prohibits the sharing of information necessary for us to follow the law, as permitted by law, or to give you the best service on your accounts with us. This includes sending you information about some other products or services.