Since September ’08, Steve has been President & Chief Executive Officer of River City Bank, the largest and most profitable bank based in Sacramento. Under his leadership, the Bank has more than doubled in size from $800 million to over $2.5 billion in total assets.
He has over 35 years of banking experience, including over 20 years with Bank of America in Sacramento and London, England. While with Bank of America, he held a variety of progressively more senior positions, including serving as the head of Capital Raising and a member of the Executive Committee for the Bank’s Europe, Middle East, and Africa Division.
Immediately prior to joining River City Bank, he was the Founder and CEO of Presidio Bank in San Francisco. He was also the President & CEO of National Bank of the Redwoods in Santa Rosa.
Steve has been involved in a variety of charitable activities over the years, including currently serving as a board member for the Kelly Foundation. He is also on the board of the Greater Sacramento Area Economic Council, a member of the Sacramento Host Committee, President of the Sacramento chapter of Lambda Alpha, the honorary society for the advancement of land economics, and President of the Capital Region Family Business Center.
Steve received a BA in Economics from the University of California at Davis and was awarded membership in the Phi Beta Kappa honor society. He also completed his MBA at the University of California at Berkeley.
Executive Vice President, Chief Financial Officer for River City Bank, Anker Christensen manages all financial reporting, asset liability management and budgeting for the Bank. Additionally, he oversees property management and facilities. Anker is also the Executive lead for the ALCO Committee and a member of the Risk Management Committee.
Prior to River City Bank, Anker was a Senior Manager with KPMG LLP US, where he spent 14 years providing audit services, merger and acquisition consulting, Sox404 compliance consulting, and SEC reporting services to clients in the financial services industry. Other industries served included biotech, manufacturing and government.
Anker attended California State University, Fullerton earning a Bachelor’s degree in Business Administration with an emphasis in Accounting. Married with three sons and residing in Roseville, Anker is a Special Olympics Coach and involved with various activities associated with Bayside Church. In addition, Anker serves the community as an active board member for the Sacramento Region Community Foundation (Executive Committee, Finance Committee Chair, Investment Committee), Warmline Inc. (Treasurer), and the Kelly Foundation.
As Executive Vice President, Chief Operating Officer, Pat utilizes her 20 years of financial-services experience to manage the bank’s operations, ensuring compliance with policies and procedures and maintaining the premier level of client services upon which River City Bank has established its reputation. Pat has over 14 years of experience with River City Bank having held such positions as Senior Vice President, Commercial Banking Director and Vice, President, Cash Management Director. Pat has built a highly successful career based on hard work, great people skills and the overwhelming desire to provide exceptional customer service.
Pat is a graduate of Texas A&M and holds a Master of Business Administration from Baylor University. She is active in community service and is currently serving on the board of Wellspring Women’s Center. When she is not busy at work, she and her husband enjoy spending quality time with their son.
As Chief Credit Officer, Pat McHone has been an integral member of River City Bank’s executive team since 2008. In his role, Pat is responsible for all aspects of overseeing loan production and credit quality for the Bank’s portfolio of consumer, business banking and commercial real estate loans.
To maintain River City Bank’s solid loan portfolio, Pat places a strong emphasis on knowing our borrowers inside and out, and knowing every aspect of their financial statement.
With more than 30 years of experience, his banking career includes 16 years as Senior Vice President and Sacramento Valley Region Manager at Mechanics Bank and seven years at Security Pacific Bank.
Pat received a B.S. in Business Administration from Menlo College, School of Business Administration.
Jim Kimball is an experienced financial services executive with over 30 years of experience building and leading commercial banking teams. Jim has recently joined River City Bank as Executive Vice President and Market President for the North Bay, where he will expand the bank’s commercial banking presence by establishing a footprint and hiring a team to serve its clients and the community.
Prior to joining River City, Jim was Executive Vice President and Chief Operating Officer at Bank of Marin, where he was responsible for Commercial Banking, Retail Banking, Wealth Management and Marketing. Prior to Bank of Marin, Mr. Kimball spent 9 years at Wells Fargo, where he served as Senior Vice President and Region Head for the North Coast Regional Commercial Banking Office and Wine Industry Specialty Group. Prior to Wells Fargo, Mr. Kimball spent 24 years at Bank of America where he served in various roles, but most notably served as the Senior Vice President and Market Executive for the commercial banking Bay Area Region, a territory spanning from San Jose to the Oregon border.
Mr. Kimball earned his MBA and Bachelor of Science degree in Finance from California State University, Sacramento. Mr. Kimball has been involved in a number of community organizations including the San Francisco Chamber of Commerce, the Wine Business Institute at Sonoma State University, Petaluma Educational Foundation and the North Bay Leadership Council. Mr. Kimball and his wife Sharon reside in Petaluma, CA and have two adult children, Sean and Kayla.
Dan Franklin is responsible for managing River City Bank’s commercial banking team in the San Francisco Bay Area and leading the bank’s expansion efforts in the region. Dan joined River City Bank in 2008 and has also held the positions of Relationship Manager and Business Development Officer. With a heavy focus on customer service, strong analytical skills, and an in depth understanding of the bank’s culture, Dan has been instrumental to the bank’s rapid growth over the past several years and was the top producer in 4 out of the 5 years preceding his promotion to Bay Area Commercial Banking Director. Prior to joining River City Bank, Dan was a Relationship Credit Manager at Presidio Bank in San Francisco.
Dan received both his undergraduate and MBA degrees from the University of California at Davis and is a recipient of the Chartered Financial Analyst designation.
As Senior Vice President, Director of Risk Management, Jeremy Spencer oversees the compliance, information security, and internal audit departments. In addition, Jeremy is the Executive lead for the Audit Committee and Compliance Committee.
Prior to River City Bank, Jeremy was a Senior with KPMG LLP US, where he spent 5 years providing audit services, Sox404 compliance consulting, and SEC reporting services to clients in the financial services industry. Other industries served included, agriculture, property management, and government.
Jeremy attended California State University-Chico earning Bachelor’s degrees in Business Administration (emphasis in Accounting) and in Spanish. Jeremy loves to travel and enjoy the outdoors with his wife and two sons. He is active with BSA Scouts and has held numerous roles, including Den Leader and Cubmaster. In addition, Jeremy acts as a Finance Committee member of the Sacramento Tree Foundation.
Amber manages and oversees the marketing function for River City Bank. Her diverse responsibilities include developing and executing the Bank’s marketing plans and monitoring their success, organizing and conducting the Bank’s signature events within the business community, as well as managing the daily operations of the marketing department.
Prior to joining River City Bank, Amber was the marketing director of a Denver-based national law firm and, prior to that, served for more than six years as a sales and marketing project manager for a major real estate marketing and development company in Chicago. Amber earned a Bachelor’s degree from the University of Colorado at Boulder and holds real estate licenses in California and Colorado. Amber currently serves on the boards of the Kelly Foundation and Sierra Forever Families. She is also the marketing committee chairperson for the Capital Region Family Business Center. In her free time, Amber enjoys running, cycling and spending time with her husband and two daughters.