Revised 3/11/2021
Under the California Consumer Privacy Act of 2018 (CCPA), River City Bank (the Bank) is required to inform California residents about the categories of personal information the Bank collects and the purposes for which the information will be used. This notice contains the disclosures required to comply with the CCPA. The Bank’s collection practices may be reviewed on our website at www.rivercitybank.com/privacy-policy.
Categories of Information We Collect and Disclose
In the past 12 months, the Bank has collected and disclosed for a business purpose one or more of the following categories of information from consumers who are not exempted from the CCPA:
A. Personal Identifiers – Examples: real name, alias, postal address, social security number, driver’s license number, online identifier, or other similar identifiers.
B. Personal Information categories listed in the California Customer Records statute (Cal. Civ. Code 1798.80(e)) – Examples: name, telephone number, education, employment history. Some personal information included in this category may overlap with other categories.
C. Professional or employment-related information – Examples: Current or past job history and/or performance evaluations.
D. Inferences drawn from other personal information – Examples: Profile reflecting a person’s preferences, characteristics, psychological trends, predispositions, behavior, attitudes, intelligence, abilities, and aptitudes.
E. Characteristics of protected classifications under California or federal law – Examples: race, gender, and veteran or military status.
F. Commercial Information – Examples: records of personal property, products or services purchased, obtained, or considered.
Use of Personal Information
We may use, disclose, or share the personal information we collect for one or more of the following business purposes:
A. To process, evaluate, and communicate with you about your application for a job, loan, or deposit account; including to check references or your background.
B. To comply with Affirmative Action Requirements under Executive Order 11246 and all federal and state laws, rules, and regulations.
C. To respond to law enforcement requests, court orders, or subpoenas.
D. To comply with regulatory agencies, when required, as well as for use by our external auditors, regulatory examiners and external vendors who assist in providing bank products and services.
E. To approve or decline loan or deposit account applications.
F. To service those products and services you have with River City Bank.
We will not collect additional categories of personal information or use the personal information collected for additional purposes without providing you notice or as allowed by applicable law.
