Community Reinvestment Act - Public File

Disclosure Statements

2022 Institution Disclosure Statement - Table 1-1
Loans by County
Small Business Loans - Originations
Institution: RIVER CITY BANK

Respondent ID: 0000018983
Agency: FDIC - 3
State: CALIFORNIA (06)

 

Small Business Loan Originations by Area Income – El Dorado County (CA),
MSA 40900, Inside AA 0001
Area income characteristics Loan amount at origination ≤ $100,000 Loan amount at origination > $100,000 but ≤ $250,000 Loan amount at origination > $250,000 Loans to businesses with gross annual revenues ≤ $1 million Memo item: loans by affiliates
Number of loans Amount (000s) Number of loans Amount (000s) Number of loans Amount (000s) Number of loans Amount (000s) Number of loans Amount (000s)
Low income 0 0 0 0 0 0 0 0 0 0
Moderate income 0 0 0 0 0 0 0 0 0 0
Middle income 3 15 0 0 0 0 3 15 0 0
Upper income 1 100 0 0 0 0 1 100 0 0
Income not known 0 0 0 0 0 0 0 0 0 0
Tract not known 0 0 0 0 0 0 0 0 0 0
County total 4 115 0 0 0 0 4 115 0 0

 

Area income characteristics and small business lending –
San Francisco County (075), CA – MSA 41884 – Outside Assessment Area
Area Income Characteristics Loan Amount at Origination ≤ $100,000 Loan Amount at Origination > $100,000 but ≤ $250,000 Loan Amount at Origination > $250,000 Loans to Businesses with Gross Annual Revenues ≤ $1 Million Memo Item: Loans by Affiliates
Number of Loans Amount (000s) Number of Loans Amount (000s) Number of Loans Amount (000s) Number of Loans Amount (000s) Number of Loans Amount (000s)
SAN FRANCISCO COUNTY (075), CA – MSA 41884 – Outside Assessment Area
Median Family Income < 10% 0 0 0 0 0 0 0 0 0 0
Median Family Income 10–20% 0 0 0 0 0 0 0 0 0 0
Median Family Income 20–30% 0 0 0 0 0 0 0 0 0 0
Median Family Income 30–40% 0 0 0 0 0 0 0 0 0 0
Median Family Income 40–50% 0 0 0 0 0 0 0 0 0 0
Median Family Income 50–60% 0 0 0 0 0 0 0 0 0 0
Median Family Income 60–70% 0 0 0 0 0 0 0 0 0 0
Median Family Income 70–80% 0 0 0 0 0 0 0 0 0 0
Median Family Income 80–90% 0 0 0 0 0 0 0 0 0 0
Median Family Income 90–100% 0 0 0 0 0 0 0 0 0 0
Median Family Income 100–110% 0 0 0 0 0 0 0 0 0 0
Median Family Income 110–120% 0 0 0 0 0 0 0 0 0 0
Median Family Income >= 120% 0 0 0 0 0 0 0 0 0 0
Median Family Income Not Known 0 0 0 0 1 750 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 0 0 0 0 1 750 0 0 0 0
Area Income Characteristics Loan Amount at Origination

<=$100,000

Loan Amount at Origination

>$100,000 But <=$250,000

Loan Amount at Origination

>$250,000

Loans to Businesses with Gross Annual Revenues <= $1 Million Memo Item: Loans by Affiliates
Num of

Loans

Amount

(000s)

Num of

Loans

Amount

(000s)

Num of

Loans

Amount

(000s)

Num of

Loans

Amount

(000s)

Num of

Loans

Amount

(000s)

SAN JOAQUIN COUNTY (077), CA

MSA 44700

Outside Assessment Area

Median Family Income < 10% 0 0 0 0 0 0 0 0 0 0
Median Family Income 10-20% 0 0 0 0 0 0 0 0 0 0
Median Family Income 20-30% 0 0 0 0 0 0 0 0 0 0
Median Family Income 30-40% 0 0 0 0 0 0 0 0 0 0
Median Family Income 40-50% 0 0 0 0 0 0 0 0 0 0
Median Family Income 50-60% 0 0 0 0 1 500 0 0 0 0
Median Family Income 60-70% 0 0 0 0 0 0 0 0 0 0
Median Family Income 70-80% 0 0 0 0 0 0 0 0 0 0
Median Family Income 80-90% 0 0 0 0 0 0 0 0 0 0
Median Family Income 90-100% 0 0 0 0 0 0 0 0 0 0
Median Family Income 100-110% 0 0 0 0 0 0 0 0 0 0
Median Family Income 110-120% 0 0 0 0 0 0 0 0 0 0
Median Family Income >= 120% 0 0 0 0 0 0 0 0 0 0
Median Family Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 0 0 0 0 1 500 0 0 0 0
Area income characteristics and small business lending –
San Joaquin County (077), CA – MSA 44700 – Outside Assessment Area
Area Income Characteristics Loan Amount at Origination ≤ $100,000 Loan Amount at Origination > $100,000 but ≤ $250,000 Loan Amount at Origination > $250,000 Loans to Businesses with Gross Annual Revenues ≤ $1 Million Memo Item: Loans by Affiliates
Number of Loans Amount (000s) Number of Loans Amount (000s) Number of Loans Amount (000s) Number of Loans Amount (000s) Number of Loans Amount (000s)
SAN JOAQUIN COUNTY (077), CA – MSA 44700 – Outside Assessment Area
Median Family Income < 10% 0 0 0 0 0 0 0 0 0 0
Median Family Income 10–20% 0 0 0 0 0 0 0 0 0 0
Median Family Income 20–30% 0 0 0 0 0 0 0 0 0 0
Median Family Income 30–40% 0 0 0 0 0 0 0 0 0 0
Median Family Income 40–50% 0 0 0 0 0 0 0 0 0 0
Median Family Income 50–60% 0 0 0 0 1 500 0 0 0 0
Median Family Income 60–70% 0 0 0 0 0 0 0 0 0 0
Median Family Income 70–80% 0 0 0 0 0 0 0 0 0 0
Median Family Income 80–90% 0 0 0 0 0 0 0 0 0 0
Median Family Income 90–100% 0 0 0 0 0 0 0 0 0 0
Median Family Income 100–110% 0 0 0 0 0 0 0 0 0 0
Median Family Income 110–120% 0 0 0 0 0 0 0 0 0 0
Median Family Income >= 120% 0 0 0 0 0 0 0 0 0 0
Median Family Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 0 0 0 0 1 500 0 0 0 0
Area income characteristics and small business lending –
Yuba County (115), CA – MSA 49700 – Outside Assessment Area
Area Income Characteristics Loan Amount at Origination ≤ $100,000 Loan Amount at Origination > $100,000 but ≤ $250,000 Loan Amount at Origination > $250,000 Loans to Businesses with Gross Annual Revenues ≤ $1 Million Memo Item: Loans by Affiliates
Number of Loans Amount (000s) Number of Loans Amount (000s) Number of Loans Amount (000s) Number of Loans Amount (000s) Number of Loans Amount (000s)
YUBA COUNTY (115), CA – MSA 49700 – Outside Assessment Area
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 1 250 0 0 0 0 0 0
Middle Income 0 0 0 0 0 0 0 0 0 0
Upper Income 0 0 0 0 0 0 0 0 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 0 0 1 250 0 0 0 0 0 0
TOTAL INSIDE AA IN STATE 14 703 9 1,950 26 18,081 10 1,125 0 0
TOTAL OUTSIDE AA IN STATE 0 0 1 250 2 1,250 0 0 0 0
STATE TOTAL 14 703 10 2,200 28 19,331 10 1,125 0 0
Area income characteristics and small business lending –
Clark County (003), NV – MSA 29820 – Outside Assessment Area
Area Income Characteristics Loan Amount at Origination ≤ $100,000 Loan Amount at Origination > $100,000 but ≤ $250,000 Loan Amount at Origination > $250,000 Loans to Businesses with Gross Annual Revenues ≤ $1 Million Memo Item: Loans by Affiliates
Number of Loans Amount (000s) Number of Loans Amount (000s) Number of Loans Amount (000s) Number of Loans Amount (000s) Number of Loans Amount (000s)
CLARK COUNTY (003), NV – MSA 29820 – Outside Assessment Area
Median Family Income < 10% 0 0 0 0 0 0 0 0 0 0
Median Family Income 10–20% 0 0 0 0 0 0 0 0 0 0
Median Family Income 20–30% 0 0 0 0 0 0 0 0 0 0
Median Family Income 30–40% 0 0 0 0 0 0 0 0 0 0
Median Family Income 40–50% 0 0 0 0 0 0 0 0 0 0
Median Family Income 50–60% 0 0 0 0 0 0 0 0 0 0
Median Family Income 60–70% 0 0 0 0 0 0 0 0 0 0
Median Family Income 70–80% 0 0 0 0 0 0 0 0 0 0
Median Family Income 80–90% 0 0 0 0 0 0 0 0 0 0
Median Family Income 90–100% 0 0 0 0 1 1,000 0 0 0 0
Median Family Income 100–110% 0 0 0 0 0 0 0 0 0 0
Median Family Income 110–120% 0 0 0 0 0 0 0 0 0 0
Median Family Income >= 120% 0 0 0 0 0 0 0 0 0 0
Median Family Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 0 0 0 0 1 1,000 0 0 0 0
TOTAL INSIDE AA IN STATE 0 0 0 0 0 0 0 0 0 0
TOTAL OUTSIDE AA IN STATE 0 0 0 0 1 1,000 0 0 0 0
STATE TOTAL 0 0 0 0 1 1,000 0 0 0 0
TOTAL ACROSS ALL STATES – TOTAL INSIDE AA 14 703 9 1,950 26 18,081 10 1,125 0 0
TOTAL OUTSIDE AA 0 0 1 250 3 2,250 0 0 0 0
TOTAL INSIDE & OUTSIDE 14 703 10 2,200 29 20,331 10 1,125 0 0

 

2021 Disclosure
Loans by County
Small Business Loans - Originations
Institution: RIVER CITY BANK

 

Area income characteristics and small business lending –
Maricopa County (013), AZ – MSA 38060 – Outside Assessment Area
Area Income Characteristics Loan Amount at Origination ≤ $100,000 Loan Amount at Origination > $100,000 but ≤ $250,000 Loan Amount at Origination > $250,000 Loans to Businesses with Gross Annual Revenues ≤ $1 Million Memo Item: Loans by Affiliates
Number of Loans Amount (000s) Number of Loans Amount (000s) Number of Loans Amount (000s) Number of Loans Amount (000s) Number of Loans Amount (000s)
MARICOPA COUNTY (013), AZ – MSA 38060 – Outside Assessment Area
Median Family Income < 10% 0 0 0 0 0 0 0 0 0 0
Median Family Income 10–20% 0 0 0 0 0 0 0 0 0 0
Median Family Income 20–30% 0 0 0 0 0 0 0 0 0 0
Median Family Income 30–40% 0 0 0 0 0 0 0 0 0 0
Median Family Income 40–50% 0 0 0 0 0 0 0 0 0 0
Median Family Income 50–60% 0 0 0 0 0 0 0 0 0 0
Median Family Income 60–70% 0 0 0 0 0 0 0 0 0 0
Median Family Income 70–80% 0 0 0 0 0 0 0 0 0 0
Median Family Income 80–90% 0 0 0 0 0 0 0 0 0 0
Median Family Income 90–100% 0 0 0 0 0 0 0 0 0 0
Median Family Income 100–110% 0 0 0 0 0 0 0 0 0 0
Median Family Income 110–120% 0 0 0 0 0 0 0 0 0 0
Median Family Income >= 120% 0 0 0 0 1 450 0 0 0 0
Median Family Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 0 0 0 0 1 450 0 0 0 0
TOTAL INSIDE AA IN STATE 0 0 0 0 0 0 0 0 0 0
TOTAL OUTSIDE AA IN STATE 0 0 0 0 1 450 0 0 0 0
STATE TOTAL 0 0 0 0 1 450 0 0 0 0
Area income characteristics and small business lending –
Alameda County (001), CA – MSA 36084 – Outside Assessment Area
Area Income Characteristics Loan Amount at Origination ≤ $100,000 Loan Amount at Origination > $100,000 but ≤ $250,000 Loan Amount at Origination > $250,000 Loans to Businesses with Gross Annual Revenues ≤ $1 Million Memo Item: Loans by Affiliates
Number of Loans Amount (000s) Number of Loans Amount (000s) Number of Loans Amount (000s) Number of Loans Amount (000s) Number of Loans Amount (000s)
ALAMEDA COUNTY (001), CA – MSA 36084 – Outside Assessment Area
Median Family Income < 10% 0 0 0 0 0 0 0 0 0 0
Median Family Income 10–20% 0 0 0 0 0 0 0 0 0 0
Median Family Income 20–30% 0 0 0 0 0 0 0 0 0 0
Median Family Income 30–40% 0 0 0 0 0 0 0 0 0 0
Median Family Income 40–50% 0 0 0 0 0 0 0 0 0 0
Median Family Income 50–60% 0 0 0 0 1 890 1 890 0 0
Median Family Income 60–70% 0 0 0 0 0 0 0 0 0 0
Median Family Income 70–80% 0 0 0 0 0 0 0 0 0 0
Median Family Income 80–90% 0 0 0 0 0 0 0 0 0 0
Median Family Income 90–100% 0 0 1 239 2 1,278 1 865 0 0
Median Family Income 100–110% 0 0 0 0 0 0 0 0 0 0
Median Family Income 110–120% 0 0 0 0 0 0 0 0 0 0
Median Family Income >= 120% 0 0 0 0 2 1,341 0 0 0 0
Median Family Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 0 0 1 239 5 3,509 2 1,755 0 0
Area income characteristics and small business lending –
Butte County (007), CA – MSA 17020 – Outside Assessment Area
Area Income Characteristics Loan Amount at Origination ≤ $100,000 Loan Amount at Origination > $100,000 but ≤ $250,000 Loan Amount at Origination > $250,000 Loans to Businesses with Gross Annual Revenues ≤ $1 Million Memo Item: Loans by Affiliates
Number of Loans Amount (000s) Number of Loans Amount (000s) Number of Loans Amount (000s) Number of Loans Amount (000s) Number of Loans Amount (000s)
BUTTE COUNTY (007), CA – MSA 17020 – Outside Assessment Area
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 0 0 0 0 0 0 0 0
Middle Income 0 0 0 0 1 829 0 0 0 0
Upper Income 0 0 0 0 0 0 0 0 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 0 0 0 0 1 829 0 0 0 0
Area income characteristics and small business lending –
Contra Costa County (013), CA – MSA 36084 – Outside Assessment Area
Area Income Characteristics Loan Amount at Origination ≤ $100,000 Loan Amount at Origination > $100,000 but ≤ $250,000 Loan Amount at Origination > $250,000 Loans to Businesses with Gross Annual Revenues ≤ $1 Million Memo Item: Loans by Affiliates
Number of Loans Amount (000s) Number of Loans Amount (000s) Number of Loans Amount (000s) Number of Loans Amount (000s) Number of Loans Amount (000s)
CONTRA COSTA COUNTY (013), CA – MSA 36084 – Outside Assessment Area
Median Family Income < 10% 0 0 0 0 0 0 0 0 0 0
Median Family Income 10–20% 0 0 0 0 0 0 0 0 0 0
Median Family Income 20–30% 0 0 0 0 0 0 0 0 0 0
Median Family Income 30–40% 0 0 0 0 0 0 0 0 0 0
Median Family Income 40–50% 0 0 0 0 0 0 0 0 0 0
Median Family Income 50–60% 0 0 0 0 0 0 0 0 0 0
Median Family Income 60–70% 0 0 0 0 0 0 0 0 0 0
Median Family Income 70–80% 0 0 0 0 1 495 1 495 0 0
Median Family Income 80–90% 0 0 0 0 0 0 0 0 0 0
Median Family Income 90–100% 0 0 0 0 0 0 0 0 0 0
Median Family Income 100–110% 0 0 0 0 1 490 1 490 0 0
Median Family Income 110–120% 0 0 0 0 0 0 0 0 0 0
Median Family Income >= 120% 1 17 0 0 2 1,018 1 17 0 0
Median Family Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 1 17 0 0 4 2,003 3 1,002 0 0
Area income characteristics and small business lending –
El Dorado County (017), CA – MSA 40900 – Inside AA 0001
Area Income Characteristics Loan Amount at Origination ≤ $100,000 Loan Amount at Origination > $100,000 but ≤ $250,000 Loan Amount at Origination > $250,000 Loans to Businesses with Gross Annual Revenues ≤ $1 Million Memo Item: Loans by Affiliates
Number of Loans Amount (000s) Number of Loans Amount (000s) Number of Loans Amount (000s) Number of Loans Amount (000s) Number of Loans Amount (000s)
EL DORADO COUNTY (017), CA – MSA 40900 – Inside AA 0001
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 0 0 1 1,000 0 0 0 0
Middle Income 9 296 1 195 1 374 8 196 0 0
Upper Income 5 110 0 0 2 1,206 3 43 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 14 406 1 195 4 2,580 11 239 0 0
Area income characteristics and small business lending –
Kern County (029), CA – MSA 12540 – Outside Assessment Area
Area Income Characteristics Loan Amount at Origination ≤ $100,000 Loan Amount at Origination > $100,000 but ≤ $250,000 Loan Amount at Origination > $250,000 Loans to Businesses with Gross Annual Revenues ≤ $1 Million Memo Item: Loans by Affiliates
Number of Loans Amount (000s) Number of Loans Amount (000s) Number of Loans Amount (000s) Number of Loans Amount (000s) Number of Loans Amount (000s)
KERN COUNTY (029), CA – MSA 12540 – Outside Assessment Area
Median Family Income < 10% 0 0 0 0 0 0 0 0 0 0
Median Family Income 10–20% 0 0 0 0 0 0 0 0 0 0
Median Family Income 20–30% 0 0 0 0 0 0 0 0 0 0
Median Family Income 30–40% 0 0 0 0 0 0 0 0 0 0
Median Family Income 40–50% 0 0 0 0 0 0 0 0 0 0
Median Family Income 50–60% 0 0 0 0 0 0 0 0 0 0
Median Family Income 60–70% 0 0 0 0 0 0 0 0 0 0
Median Family Income 70–80% 0 0 0 0 1 571 0 0 0 0
Median Family Income 80–90% 0 0 0 0 0 0 0 0 0 0
Median Family Income 90–100% 0 0 0 0 0 0 0 0 0 0
Median Family Income 100–110% 0 0 0 0 0 0 0 0 0 0
Median Family Income 110–120% 0 0 0 0 0 0 0 0 0 0
Median Family Income >= 120% 0 0 0 0 0 0 0 0 0 0
Median Family Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 0 0 0 0 1 571 0 0 0 0
Area income characteristics and small business lending –
Los Angeles County (037), CA – MSA 31084 – Outside Assessment Area
Area Income Characteristics Loan Amount at Origination ≤ $100,000 Loan Amount at Origination > $100,000 but ≤ $250,000 Loan Amount at Origination > $250,000 Loans to Businesses with Gross Annual Revenues ≤ $1 Million Memo Item: Loans by Affiliates
Number of Loans Amount (000s) Number of Loans Amount (000s) Number of Loans Amount (000s) Number of Loans Amount (000s) Number of Loans Amount (000s)
LOS ANGELES COUNTY (037), CA – MSA 31084 – Outside Assessment Area
Median Family Income < 10% 0 0 0 0 0 0 0 0 0 0
Median Family Income 10–20% 0 0 0 0 0 0 0 0 0 0
Median Family Income 20–30% 0 0 0 0 0 0 0 0 0 0
Median Family Income 30–40% 0 0 0 0 0 0 0 0 0 0
Median Family Income 40–50% 0 0 0 0 0 0 0 0 0 0
Median Family Income 50–60% 0 0 0 0 0 0 0 0 0 0
Median Family Income 60–70% 0 0 0 0 0 0 0 0 0 0
Median Family Income 70–80% 0 0 0 0 0 0 0 0 0 0
Median Family Income 80–90% 0 0 0 0 0 0 0 0 0 0
Median Family Income 90–100% 0 0 0 0 0 0 0 0 0 0
Median Family Income 100–110% 0 0 0 0 0 0 0 0 0 0
Median Family Income 110–120% 0 0 0 0 0 0 0 0 0 0
Median Family Income >= 120% 3 100 0 0 0 0 2 80 0 0
Median Family Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 3 100 0 0 0 0 2 80 0 0
Area income characteristics and small business lending –
Marin County (041), CA – MSA 42034 – Outside Assessment Area
Area Income Characteristics Loan Amount at Origination ≤ $100,000 Loan Amount at Origination > $100,000 but ≤ $250,000 Loan Amount at Origination > $250,000 Loans to Businesses with Gross Annual Revenues ≤ $1 Million Memo Item: Loans by Affiliates
Number of Loans Amount (000s) Number of Loans Amount (000s) Number of Loans Amount (000s) Number of Loans Amount (000s) Number of Loans Amount (000s)
MARIN COUNTY (041), CA – MSA 42034 – Outside Assessment Area
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 0 0 0 0 0 0 0 0
Middle Income 0 0 1 112 0 0 0 0 0 0
Upper Income 0 0 0 0 1 825 1 825 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 0 0 1 112 1 825 1 825 0 0
Area income characteristics and small business lending –
Monterey County (053), CA – MSA 41500 – Outside Assessment Area
Area Income Characteristics Loan Amount at Origination ≤ $100,000 Loan Amount at Origination > $100,000 but ≤ $250,000 Loan Amount at Origination > $250,000 Loans to Businesses with Gross Annual Revenues ≤ $1 Million Memo Item: Loans by Affiliates
Number of Loans Amount (000s) Number of Loans Amount (000s) Number of Loans Amount (000s) Number of Loans Amount (000s) Number of Loans Amount (000s)
MONTEREY COUNTY (053), CA – MSA 41500 – Outside Assessment Area
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 0 0 0 0 0 0 0 0
Middle Income 0 0 0 0 0 0 0 0 0 0
Upper Income 0 0 2 471 0 0 0 0 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 0 0 2 471 0 0 0 0 0 0

NAPA COUNTY (055), CA MSA 34900
Outside Assessment Area

Area income characteristics and small business lending – County Summary
Area Income Characteristics Loan Amount at Origination ≤ $100,000 Loan Amount at Origination > $100,000 but ≤ $250,000 Loan Amount at Origination > $250,000 Loans to Businesses with Gross Annual Revenues ≤ $1 Million Memo Item: Loans by Affiliates
Number of Loans Amount (000s) Number of Loans Amount (000s) Number of Loans Amount (000s) Number of Loans Amount (000s) Number of Loans Amount (000s)
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 1 38 0 0 0 0 1 38 0 0
Middle Income 0 0 0 0 0 0 0 0 0 0
Upper Income 2 24 0 0 0 0 2 24 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 3 62 0 0 0 0 3 62 0 0

PLACER COUNTY (061), CA MSA 40900
Inside AA 0001

Area income characteristics and small business lending – County Summary
Area Income Characteristics Loan Amount at Origination ≤ $100,000 Loan Amount at Origination > $100,000 but ≤ $250,000 Loan Amount at Origination > $250,000 Loans to Businesses with Gross Annual Revenues ≤ $1 Million Memo Item: Loans by Affiliates
Number of Loans Amount (000s) Number of Loans Amount (000s) Number of Loans Amount (000s) Number of Loans Amount (000s) Number of Loans Amount (000s)
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 5 319 0 0 0 0 2 60 0 0
Middle Income 5 261 4 731 4 2,108 4 936 0 0
Upper Income 12 507 3 431 11 5,762 10 585 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 22 1,087 7 1,162 15 7,870 16 1,581 0 0
Area income characteristics and small business lending –
Sacramento County (067), CA – MSA 40900 – Inside AA 0001
Area Income Characteristics Loan Amount at Origination ≤ $100,000 Loan Amount at Origination > $100,000 but ≤ $250,000 Loan Amount at Origination > $250,000 Loans to Businesses with Gross Annual Revenues ≤ $1 Million Memo Item: Loans by Affiliates
Number of Loans Amount (000s) Number of Loans Amount (000s) Number of Loans Amount (000s) Number of Loans Amount (000s) Number of Loans Amount (000s)
SACRAMENTO COUNTY (067), CA – MSA 40900 – Inside AA 0001
Median Family Income < 10% 0 0 0 0 0 0 0 0 0 0
Median Family Income 10–20% 0 0 0 0 0 0 0 0 0 0
Median Family Income 20–30% 3 154 4 692 1 356 2 129 0 0
Median Family Income 30–40% 3 133 2 382 0 0 1 63 0 0
Median Family Income 40–50% 9 364 3 429 10 5,696 8 593 0 0
Median Family Income 50–60% 3 161 5 698 4 2,351 3 177 0 0
Median Family Income 60–70% 1 21 1 202 1 510 1 21 0 0
Median Family Income 70–80% 9 453 5 865 5 2,784 7 382 0 0
Median Family Income 80–90% 9 320 3 416 2 1,403 7 1,082 0 0
Median Family Income 90–100% 3 88 2 446 3 1,850 2 67 0 0
Median Family Income 100–110% 7 271 3 456 0 0 6 252 0 0
Median Family Income 110–120% 5 362 3 606 0 0 2 155 0 0
Median Family Income >= 120% 28 881 8 1,407 6 3,601 18 759 0 0
Median Family Income Not Known 1 14 0 0 4 1,981 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 81 3,222 39 6,599 36 20,532 57 3,680 0 0
Area income characteristics and small business lending –
San Diego County (073), CA – MSA 41740 – Outside Assessment Area
Area Income Characteristics Loan Amount at Origination ≤ $100,000 Loan Amount at Origination > $100,000 but ≤ $250,000 Loan Amount at Origination > $250,000 Loans to Businesses with Gross Annual Revenues ≤ $1 Million Memo Item: Loans by Affiliates
Number of Loans Amount (000s) Number of Loans Amount (000s) Number of Loans Amount (000s) Number of Loans Amount (000s) Number of Loans Amount (000s)
SAN DIEGO COUNTY (073), CA – MSA 41740 – Outside Assessment Area
Median Family Income < 10% 0 0 0 0 0 0 0 0 0 0
Median Family Income 10–20% 0 0 0 0 0 0 0 0 0 0
Median Family Income 20–30% 0 0 0 0 0 0 0 0 0 0
Median Family Income 30–40% 0 0 0 0 0 0 0 0 0 0
Median Family Income 40–50% 0 0 0 0 0 0 0 0 0 0
Median Family Income 50–60% 0 0 0 0 0 0 0 0 0 0
Median Family Income 60–70% 0 0 0 0 0 0 0 0 0 0
Median Family Income 70–80% 0 0 0 0 0 0 0 0 0 0
Median Family Income 80–90% 0 0 0 0 0 0 0 0 0 0
Median Family Income 90–100% 0 0 0 0 0 0 0 0 0 0
Median Family Income 100–110% 0 0 0 0 0 0 0 0 0 0
Median Family Income 110–120% 0 0 0 0 0 0 0 0 0 0
Median Family Income >= 120% 1 85 0 0 1 340 0 0 0 0
Median Family Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 1 85 0 0 1 340 0 0 0 0
Area income characteristics and small business lending –
San Francisco County (075), CA – MSA 41884 – Outside Assessment Area
Area Income Characteristics Loan Amount at Origination ≤ $100,000 Loan Amount at Origination > $100,000 but ≤ $250,000 Loan Amount at Origination > $250,000 Loans to Businesses with Gross Annual Revenues ≤ $1 Million Memo Item: Loans by Affiliates
Number of Loans Amount (000s) Number of Loans Amount (000s) Number of Loans Amount (000s) Number of Loans Amount (000s) Number of Loans Amount (000s)
SAN FRANCISCO COUNTY (075), CA – MSA 41884 – Outside Assessment Area
Median Family Income < 10% 0 0 0 0 0 0 0 0 0 0
Median Family Income 10–20% 0 0 0 0 0 0 0 0 0 0
Median Family Income 20–30% 0 0 0 0 0 0 0 0 0 0
Median Family Income 30–40% 0 0 0 0 1 263 0 0 0 0
Median Family Income 40–50% 0 0 0 0 1 750 0 0 0 0
Median Family Income 50–60% 0 0 0 0 0 0 0 0 0 0
Median Family Income 60–70% 0 0 0 0 0 0 0 0 0 0
Median Family Income 70–80% 1 39 0 0 0 0 1 39 0 0
Median Family Income 80–90% 0 0 0 0 0 0 0 0 0 0
Median Family Income 90–100% 0 0 0 0 0 0 0 0 0 0
Median Family Income 100–110% 0 0 1 206 0 0 0 0 0 0
Median Family Income 110–120% 0 0 0 0 1 415 0 0 0 0
Median Family Income >= 120% 1 72 1 135 2 1,117 0 0 0 0
Median Family Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 2 111 2 341 5 2,545 1 39 0 0
Area income characteristics and small business lending –
San Joaquin County (077), CA – MSA 44700 – Outside Assessment Area
Area Income Characteristics Loan Amount at Origination ≤ $100,000 Loan Amount at Origination > $100,000 but ≤ $250,000 Loan Amount at Origination > $250,000 Loans to Businesses with Gross Annual Revenues ≤ $1 Million Memo Item: Loans by Affiliates
Number of Loans Amount (000s) Number of Loans Amount (000s) Number of Loans Amount (000s) Number of Loans Amount (000s) Number of Loans Amount (000s)
SAN JOAQUIN COUNTY (077), CA – MSA 44700 – Outside Assessment Area
Median Family Income < 10% 0 0 0 0 0 0 0 0 0 0
Median Family Income 10–20% 0 0 0 0 0 0 0 0 0 0
Median Family Income 20–30% 0 0 0 0 0 0 0 0 0 0
Median Family Income 30–40% 0 0 0 0 0 0 0 0 0 0
Median Family Income 40–50% 0 0 0 0 0 0 0 0 0 0
Median Family Income 50–60% 0 0 0 0 1 500 0 0 0 0
Median Family Income 60–70% 0 0 0 0 0 0 0 0 0 0
Median Family Income 70–80% 0 0 0 0 0 0 0 0 0 0
Median Family Income 80–90% 0 0 0 0 0 0 0 0 0 0
Median Family Income 90–100% 0 0 0 0 0 0 0 0 0 0
Median Family Income 100–110% 0 0 0 0 0 0 0 0 0 0
Median Family Income 110–120% 0 0 0 0 0 0 0 0 0 0
Median Family Income >= 120% 0 0 0 0 0 0 0 0 0 0
Median Family Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 0 0 0 0 1 500 0 0 0 0

SAN LUIS OBISPO COUNTY (079), CA MSA 42020

Outside Assessment Area

Area income characteristics and small business lending – County Summary
Area Income Characteristics Loan Amount at Origination ≤ $100,000 Loan Amount at Origination > $100,000 but ≤ $250,000 Loan Amount at Origination > $250,000 Loans to Businesses with Gross Annual Revenues ≤ $1 Million Memo Item: Loans by Affiliates
Number of Loans Amount (000s) Number of Loans Amount (000s) Number of Loans Amount (000s) Number of Loans Amount (000s) Number of Loans Amount (000s)
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 0 0 0 0 0 0 0 0
Middle Income 2 116 0 0 0 0 2 116 0 0
Upper Income 0 0 0 0 0 0 0 0 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 2 116 0 0 0 0 2 116 0 0
Area income characteristics and small business lending –
San Mateo County (081), CA – MSA 41884 – Outside Assessment Area
Area Income Characteristics Loan Amount at Origination ≤ $100,000 Loan Amount at Origination > $100,000 but ≤ $250,000 Loan Amount at Origination > $250,000 Loans to Businesses with Gross Annual Revenues ≤ $1 Million Memo Item: Loans by Affiliates
Number of Loans Amount (000s) Number of Loans Amount (000s) Number of Loans Amount (000s) Number of Loans Amount (000s) Number of Loans Amount (000s)
SAN MATEO COUNTY (081), CA – MSA 41884 – Outside Assessment Area
Median Family Income < 10% 0 0 0 0 0 0 0 0 0 0
Median Family Income 10–20% 0 0 0 0 0 0 0 0 0 0
Median Family Income 20–30% 0 0 0 0 0 0 0 0 0 0
Median Family Income 30–40% 0 0 0 0 0 0 0 0 0 0
Median Family Income 40–50% 0 0 0 0 0 0 0 0 0 0
Median Family Income 50–60% 0 0 0 0 0 0 0 0 0 0
Median Family Income 60–70% 0 0 0 0 0 0 0 0 0 0
Median Family Income 70–80% 0 0 0 0 0 0 0 0 0 0
Median Family Income 80–90% 1 77 0 0 2 2,000 0 0 0 0
Median Family Income 90–100% 0 0 0 0 0 0 0 0 0 0
Median Family Income 100–110% 0 0 0 0 0 0 0 0 0 0
Median Family Income 110–120% 0 0 0 0 0 0 0 0 0 0
Median Family Income >= 120% 1 67 0 0 0 0 0 0 0 0
Median Family Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 2 144 0 0 2 2,000 0 0 0 0
Area income characteristics and small business lending –
Santa Clara County (085), CA – MSA 41940 – Outside Assessment Area
Area Income Characteristics Loan Amount at Origination ≤ $100,000 Loan Amount at Origination > $100,000 but ≤ $250,000 Loan Amount at Origination > $250,000 Loans to Businesses with Gross Annual Revenues ≤ $1 Million Memo Item: Loans by Affiliates
Number of Loans Amount (000s) Number of Loans Amount (000s) Number of Loans Amount (000s) Number of Loans Amount (000s) Number of Loans Amount (000s)
SANTA CLARA COUNTY (085), CA – MSA 41940 – Outside Assessment Area
Median Family Income < 10% 0 0 0 0 0 0 0 0 0 0
Median Family Income 10–20% 0 0 0 0 0 0 0 0 0 0
Median Family Income 20–30% 0 0 0 0 0 0 0 0 0 0
Median Family Income 30–40% 0 0 0 0 0 0 0 0 0 0
Median Family Income 40–50% 0 0 0 0 0 0 0 0 0 0
Median Family Income 50–60% 0 0 0 0 1 475 0 0 0 0
Median Family Income 60–70% 0 0 0 0 0 0 0 0 0 0
Median Family Income 70–80% 0 0 0 0 0 0 0 0 0 0
Median Family Income 80–90% 0 0 0 0 0 0 0 0 0 0
Median Family Income 90–100% 0 0 0 0 1 648 0 0 0 0
Median Family Income 100–110% 0 0 0 0 0 0 0 0 0 0
Median Family Income 110–120% 1 21 0 0 0 0 0 0 0 0
Median Family Income >= 120% 1 4 0 0 1 524 1 4 0 0
Median Family Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 2 25 0 0 3 1,647 1 4 0 0

SONOMA COUNTY (097), CA MSA 42220

Outside Assessment Area

Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 0 0 0 0 0 0 0 0
Middle Income 1 70 0 0 4 2,850 3 2,350 0 0
Upper Income 1 100 0 0 0 0 1 100 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 2 170 0 0 4 2,850 4 2,450 0 0
Area income characteristics and small business lending –
Tulare County (107), CA – MSA 47300 – Outside Assessment Area
Area Income Characteristics Loan Amount at Origination ≤ $100,000 Loan Amount at Origination > $100,000 but ≤ $250,000 Loan Amount at Origination > $250,000 Loans to Businesses with Gross Annual Revenues ≤ $1 Million Memo Item: Loans by Affiliates
Number of Loans Amount (000s) Number of Loans Amount (000s) Number of Loans Amount (000s) Number of Loans Amount (000s) Number of Loans Amount (000s)
TULARE COUNTY (107), CA – MSA 47300 – Outside Assessment Area
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 0 0 0 0 0 0 0 0
Middle Income 0 0 0 0 0 0 0 0 0 0
Upper Income 1 13 0 0 0 0 1 13 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 1 13 0 0 0 0 1 13 0 0


YOLO COUNTY (113), CA
MSA 40900

Inside AA 0001

Area income characteristics and loan activity (accessible reformatted table)
Area Income Characteristics Loan Amount at Origination ≤ $100,000 Loan Amount at Origination > $100,000 but ≤ $250,000 Loan Amount at Origination > $250,000 Loans to Businesses with Gross Annual Revenues ≤ $1 Million Memo Item: Loans by Affiliates
Number of Loans Amount (000s) Number of Loans Amount (000s) Number of Loans Amount (000s) Number of Loans Amount (000s) Number of Loans Amount (000s)
Low Income 0 0 0 0 2 1,680 1 875 0 0
Moderate Income 2 57 1 179 2 1,100 1 17 0 0
Middle Income 6 181 1 124 1 750 7 931 0 0
Upper Income 19 832 4 774 6 3,194 15 1,297 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 27 1,070 6 1,077 11 6,724 24 3,120 0 0
TOTAL INSIDE AA IN STATE 144 5,785 53 9,033 66 37,706 108 8,620 0 0
TOTAL OUTSIDE AA IN STATE 19 843 6 1,163 28 17,619 20 6,346 0 0
STATE TOTAL 163 6,628 59 10,196 94 55,325 128 14,966 0 0
Area income characteristics and small business lending –
Douglas County (005), NV – Non-MSA – Outside Assessment Area
Area Income Characteristics Loan Amount at Origination ≤ $100,000 Loan Amount at Origination > $100,000 but ≤ $250,000 Loan Amount at Origination > $250,000 Loans to Businesses with Gross Annual Revenues ≤ $1 Million Memo Item: Loans by Affiliates
Number of Loans Amount (000s) Number of Loans Amount (000s) Number of Loans Amount (000s) Number of Loans Amount (000s) Number of Loans Amount (000s)
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 0 0 0 0 0 0 0 0
Middle Income 0 0 1 103 0 0 0 0 0 0
Upper Income 0 0 0 0 0 0 0 0 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 0 0 1 103 0 0 0 0 0 0

WASHOE COUNTY (031), NV MSA 39900

Outside Assessment Area

Low Income 1 50 0 0 0 0 1 50 0 0
Moderate Income 0 0 0 0 0 0 0 0 0 0
Middle Income 0 0 0 0 0 0 0 0 0 0
Upper Income 0 0 0 0 0 0 0 0 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 1 50 0 0 0 0 1 50 0 0

CARSON CITY (510), NV MSA 16180

Outside Assessment Area

Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 0 0 0 0 0 0 0 0
Middle Income 0 0 0 0 0 0 0 0 0 0
Upper Income 0 0 1 152 0 0 0 0 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 0 0 1 152 0 0 0 0 0 0
TOTAL INSIDE AA IN STATE 0 0 0 0 0 0 0 0 0 0
Area Income Characteristics Loan Amount at Origination <=$100,000 Loan Amount at Origination >$100,000 But <=$250,000 Loan Amount at Origination >$250,000 Loans to Businesses with Gross Annual Revenues <= $1 Million Memo Item: Loans by Affiliates
Num of Loans Amount (000s) Num of Loans Amount (000s) Num of Loans Amount (000s) Num of Loans Amount (000s) Num of Loans Amount (000s)
TOTAL OUTSIDE AA IN STATE 1 50 2 255 0 0 1 50 0 0
STATE TOTAL 1 50 2 255 0 0 1 50 0 0
TOTAL ACROSS ALL STATES
TOTAL INSIDE AA 144 5,785 53 9,033 66 37,706 108 8,620 0 0
TOTAL OUTSIDE AA 20 893 8 1,418 29 18,069 21 6,396 0 0
TOTAL INSIDE & OUTSIDE 164 6,678 61 10,451 95 55,775 129 15,016 0 0